Insurance

At Garuda Mudra we think insurance should be real protection, not just a number. We’re looking out for you and teaching you your risk differentiation, get quoted in plain terms/head to head and fill out the paperwork properly so that when possible claims come we maximize living our policies. Underwriting is always directly with the insurer under IRDAI regulations. we just advise you on the policy choice and help maintain your coverage as your life changes.

Why you should opt for Garuda Mudra for Insurance?

It can be a confusing process: many different products, obscure exclusions and heavy sales pressure. We reverse that process:

1. Not Sales First But Needs First: We begin with a risk gap analysis instead of a commission or quota target.
2. Crystal Clear Comparisons: You can see sum assured, riders, exclusions, waiting periods and claim ratios side-by-side.
3. Paperwork Done Right: KYC, nomination, medicals and e-policy vaulting with accuracy.
4. Claim-Readiness: Common sense paperwork up front means no surprises for your family at claim time.

Long term Insurance We are not long only the intermediatory carrying out transaction once.

Coverage We Plan

Our recommendations encompass various personal and business insurable needs:

Life Insurance

Pure term plans for income replacement, ULIPs for market-linked growth and traditional savings/annuity products where appropriate.

Health Insurance

Individual and family floater plans, top-up, super top-up covers, OPD/day-care riders (which is a significant add-on to the policy) portability assistance in case of shift from one insurer to another.

General Insurance (GI)

Motor cover, Property and asset protection, Transit/marine Cover and professional liability (if applicable).

Whether it’s shielding your family, your health or your business assets, we help craft coverage that reflects risks rather than selling one-size-fits-all products.

How We Work

We follow step-by-step method, ensuring you always know where it’s heading:

Risk Gap Analysis

We compare your salary, debts, dependents, current cover and future cost to see where you’re lacking.

Quote Comparison

We display several insurers one next to the other for sum assured, riders, exclusions, waiting periods, claim ratios and premiums.

Issuance & E-Policy

We also organise KYC, medicals as required and make sure nomination is done accurately while keeping your e-policy inside a secure vault.

Annual Review

We try to meet annually to adapt cover after life events (marriage, children and loans), inflation and shifts in insurer terms.

This strict measure ensures your protection remains fresh and effective.

What You Get

1. Maximum Cover Amount: Ratio of Full payment & Clear cover amount is chosen in according to your requirement.
2. Useful Riders Only – No worthless extras.
3. Clean Documentation – Avoid unexpected claim denials.
4. Review schedule – Set up a reminder for top ups or amendments.
5. Claim-File Cleanse – Nominee particulars, medical declaration and premium receipts are maintained for faster claim processing.

Compliance & Disclaimers

1. We act only as advisor/facilitator. Product is offered, underwritten and serviced by the insurer directly as per IRDAI regulations.
2. Insurance is the subject matter of solicitation. Everything you need to know when buying cover Always make sure you read the full policy wording carefully before you buy.
3. The insurer reserves the right to change the premiums, features and claim ratio; we will update you on the current information at the time of comparison.

Advantages of Working with Garuda Mudra

Aside from creating the energy of transformational change in your body, you’ll also experience:

1. Right Cover, Right Price – You only pay for coverage you really need, not what was upsold to you.
2. Reduced Claim Disputes- The appropriate documentations and disclosures decrease rejection chances.
3. Time Saver – We take care of forms, KYC, medical scheduling and e-policy vaulting.
4. Continued Monitoring –An annual review ensures your coverage aligns with where you are in life.
5. One Dashboard – Monitor all your life, health and GI policies in one place.

Who Can Use Our Service

1. Young professionals purchasing their first term or health policy.
2. Families moving from barebones employer coverage to muscular protection.
3. Businesses looking for liability, property or marine transit cover.
4. NRIs who wish to protect dependents or assets in India with the right documentation.

Safety & Privacy

Rest assured, your personal information and medical records are protected and shared securely only with potential insurers for underwriting. We adhere to IRDAI and data privacy guidelines, and never sign on your behalf.

Ready to Get Started?

Schedule in a quick discovery call or leave your details. Our team of CA’s will match your goals, schedules and propose the best protection for you or your business.